Build a web tool that helps freelancers stop underpricing. 1) Guided inputs: monthly income target, billable hours per week, vacation weeks, taxes, software costs, and health insurance. 2) The calculator derives a true hourly rate and minimum project floor, showing the math step by step so users trust it. 3) AI-adjusted benchmarking: user adds their role, skill category, and years of experience, and AI compares their rate against typical market ranges and flags if they are under market. 4) Project pricing mode: enter scope details and AI drafts a fixed-price quote with the reasoning shown, including risk padding for vague scope. 5) Rate scenarios slider: see what happens to annual income at different rates and utilization levels. 6) Client-ready summary export as a PDF the freelancer can reference during negotiation. 7) Saved profiles for different service types (design, dev, consulting, copywriting). 8) Free tool with an email capture to download the personalized report.