Build a personal finance dashboard web app with: 1) Overview dashboard showing total income, expenses, savings rate, and net worth with visual charts 2) Transaction entry form with categories (income, housing, food, transport, entertainment, etc.) and date, amount, description 3) Monthly budget goals per category with progress bars and over/under indicators 4) Spending breakdown by category with pie charts and trend lines over time 5) Net worth tracker showing assets vs liabilities over time 6) Recurring transaction support for subscriptions and bills 7) Savings goals tracker with target amounts and deadlines 8) AI-powered spending insights that flag unusual transactions, suggest budget adjustments, and predict monthly cash flow 9) Data import from CSV for bank statements 10) Dark mode support and responsive mobile-first design. Use a card-based layout with tab navigation.